Welcome to PalmTechnIQ! By accessing or using our platform you agree to be bound by these Terms of Use (Terms). If you do not agree to these Terms please do not use our platform.
2. Description of Services PalmTechnIQ provides an online learning platform that offers a variety of educational resources courses and services to users.
3. User Responsibilities Users are responsible for maintaining the confidentiality of their account credentials and for all activities that occur under their account. Users must comply with all applicable laws and regulations and respect the rights of others while using our platform.
4. Intellectual Property All content and materials available on our platform including but not limited to text graphics logos images and software are the property of PalmTechnIQ or its licensors and are protected by copyright and other intellectual property laws.
5. Privacy Policy Our Privacy Policy explains how we collect use and protect your personal information. By using our platform you consent to the collection and use of your information as described in our Privacy Policy.
6. Payment and Billing Certain features or services on our platform may require payment. By purchasing these features or services you agree to pay all applicable fees and charges.
7. Limitation of Liability PalmTechnIQ is not liable for any damages or losses arising out of or in connection with your use of our platform. We are not responsible for the accuracy completeness, or reliability of any content or materials provided by third parties.
8. Governing Law and Jurisdiction These Terms are governed by and construed in accordance with the laws of the Nigerian government. Any disputes arising out of or relating to these Terms shall be subject to the exclusive jurisdiction of the courts of Nigeria.
9. Changes to Terms PalmTechnIQ reserves the right to modify or update these Terms at any time. We will notify users of any material changes to these Terms and continued use of our platform after such changes constitutes acceptance of the updated Terms.
10.Contact UsIf you have any questions or concerns about these Terms please contact us at contact